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Savings Accounts

Welcome to Azura.

A savings account with us establishes your membership and opens up a world of possibilities!  Are you ready to go Above and Beyond Banking?

Savings Account
Required for Azuran membership

  • $5 minimum balance
  • Dividends paid monthly on balances over $100
  • If you live, work or worship in the area, you can join!
  • Free Mobile App and Online Banking

Money Market

  • $1000 minimum balance
  • Tiered rate structure, dividends paid monthly
  • Up to six withdrawals per month (three can be by check)
  • Free Mobile App and Online Banking

Visit a branch near you and experience the Azura difference firsthand.

If you have an established savings account, it might be time to kick it up a notch with a Share Certificate.

We offer a variety of terms so you can choose what's best for you.

  • $500 minimum to open
  • Tiered rate structure, higher yields on longer terms
  • Fixed dividend rates
  • Terms from 6 months to 5 years
  • Dividend payment options: Dividends may be compounded to the certificate, paid to an Azura savings account, or paid by check.
  • Penalty for early withdrawal
  • NCUA insured up to $250,000

Start preparing for a brighter future today.

IRAs combine compound interest with tax-saving benefits.

Traditional IRA

  • No set up or maintenance fees
  • Earnings are tax-deferred until withdrawal
  • Contributions may be tax-deductible on current tax returns*
  • Invest up to $5,500 per year**
  • Additional $1,000 "catch-up" contribution for members 50+
  • Must begin distributions at 70½ years of age
  • IRA certificates and Traditional IRA savings account are available
  • NCUA insured up to $250,000

*Please consult your tax advisor for eligibility.
**Maximum contribution may vary based on income and filing status.

Roth IRA

  • No set up or maintenance fees
  • Earnings grow tax-free
  • Contributions are not tax-deductible
  • Withdraw contributions tax-free at any time
  • Invest up to $5,500 per year*
  • Additional $1,000 "catch-up" contribution for members 50+
  • Contributions after age 70 ½ are allowed with earned income
  • No mandatory distributions at age 70 ½
  • IRA certificates and Roth IRA savings account are available
  • NCUA insured up to $250,000

*Maximum contribution may vary based on income and filing status.

Coverdell ESA

  • No set up or maintenance fees
  • Earnings grow tax-free
  • Contributions are not tax-deductible
  • Withdrawals are tax- and penalty-free for qualified educational expenses*
  • Invest up to $2,000 per child up to age 18
  • Contributions do not count against limits of other IRAs
  • Distributions must be complete by age 30 or death
  • IRA certificates and ESA IRA savings account are available
  • NCUA insured up to $250,000

*Penalty will apply if used for something other than qualified education expenses.  Please consult your tax advisor for eligibility.

Give us a call or visit us to discuss which IRA is best for your goals!

Gain flexibility and control over your health care costs.

  • Cover deductibles, co-pays, coinsurance and a number of supplies and services not covered by your health plan
  • HSA funds travel with you, no matter if you change your job or medical coverage
  • No fees
  • $5 Minimum balance
  • Free HSA debit card
  • Free Mobile App and Online Banking
  • All distributions and interest accrued are tax-free*
  • $50 minimum opening deposit

2016 Contribution Limits

2017 Contribution Limits

*Penalty will apply if used for something other than qualified medical expenses.