Credit Facts for Consumers

Federal Trade Commission

For important consumer facts and information about your credit, visit the Federal Trade Commission site. Information is available in English and Spanish.

Obtain a Free Copy of Your Credit Report

This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. is the official site to help consumers to obtain their free credit report. These credit reports may not list your current credit score.