Running a business is always made easier with help from a great financial partner and business experts you can trust. Because we are local, we understand the needs of Kansas businesses. We pride ourselves on knowing who we are doing business with and how their business works.  We're here to help.

To open an account, businesses do need to meet our field of membership requirements. A great rule of thumb is if you live, work or worship near one of our locations or surrounding Kansas counties you can join. There are a lot of other membership eligibility options.
Membership Details 

Membership Application

Greater Topeka Entrepreneurship Guide

Please note: Due to federal regulations, we are now required to gather identification information on authorized signers, owners and potentially business managers. Thank you for your cooperation! 

Association/Club/Organization/Informal Group
These unincorporated, informal associations, organizations may set up business accounts to hold funds donated or dedicated towards a common benefit of their group.

Business Documents:

  • Personal identifying information for authorized signers, as listed above
  • Meeting Minutes, designating account be opened and authorized signers
  • IRS document, designating EIN. Available at 

Sole Proprietorship
A sole proprietorship account is a business account that is owned by an individual business owner or a married couple in business alone. 

Business Documents:

  • Personal identifying information for authorized signers, as listed above  
  • IRS Document, if using an EIN instead of your social security number

Limited Liability Company (LLC)
A LLC is a formed by one or more individuals and/or business entities through a written operating agreement. The operating agreement will determine who are the managing members of the business.

Business Documents:

  • Personal identifying information for authorized signers, as listed above
  • Articles of Organization,State of Kansas LLC Application
  • Operating Agreement 
  • IRS Document designating the EIN, if applicable 

A partnership account is held by two or more persons.  The partnership is registered with the Secretary of State designating if they are a General Partnership, Limited Partnership, or Limited Liability Partnership. 

Business Documents 

A corporation is a formal business structure created designating a variety of rights and privileges and is oversaw by a Board of Directors.

Business Documents 

  • Personal identifying information for authorized signers, as listed above
  • Articles of Incorporation, must have file number stamp
  • IRS document designating the EIN
  • Meeting Minutes, specifically designating signatories on the account

Business is good and we look forward to helping you grow yours! At Azura we are honored to be a part of the community and to help the local economy grow.  

We can go Above and Beyond Banking for your business with:

  • Locations across Northeast Kansas
  • An experienced business development department
  • Local decisions, local service
  • Business Services for payment options and processing
  • Loans for your different business needs 
  • Providing additional resources and programs to help support local business owners. 

To get started with the business lending program we suggest you start with a few things: 

Term loan options are classified into two categories: 

Intermediate Term Loans:

  • Loans are repaid in three years or less
  • Monthly installments; however, other payment frequencies are available.
  • Assets may be secured as collateral or an unsecured, signature loan option, is available. 
  • Ideal for financing:
    • Minor production equipment
    • Cash for operations
    • Computer and data equipment 

Extended Term Loans: 

  • Loans are repaid in terms ranging from 3-10 years.
  • Repayment is typically monthly or quarterly.
  • Assets are secured as collateral.
  • Fixed, balloon, and variable rate options are available.
  • Ideal for financing:
    • Major production equipment
    • Delivery vehicles
    • Purchases of existing businesses
    • Purchase machinery, equipment, furniture, fixtures, and leasehold improvement purchases
    • Add to long term working capital
    • Expand or modernize facilities
    • Purchase a vehicle or other business transportation

All of our Business Checking accounts enjoy:


Perfect for non-profit groups, associations or athletic teams with low transaction activity.

  • No monthly fees
  • Unlimited check writing
  • No minimum balance


A great fit for new businesses or those with low to medium transaction activity.

  • 100 free itemized transactions
  • Dividends paid monthly on balances over $100
  • Minimum daily balance $300*


Your business is progressing, you've expanded and you're needing more! We've got you covered. 

  • 200 free itemized transactions
  • Dividends paid monthly on balances over $100
  • Minimum daily balance $1000*

*Minimum balance to avoid monthly fee

Business Savings

This is where it all begins. A $5 opening deposit entitles you to the benefits of membership.

  • No monthly fees
  • Dividends paid monthly on balances over $100

Business Money Market

The perfect choice to earn a higher interest rate.

  • $1,000 minimum to open
  • Tiered rate structure, higher yields on larger balances
  • No monthly fees on balances over $1,000
  • Up to six (6) withdrawals per month – no more than three (3) by check

By setting up a pre-approved credit line for your business, you will have the business advantage of flexibility. Use money for occasional needs, short term opportunities, or for materials. With your Line of Credit, you only pay interest on what you use, not the entire amount. And, there’s no need to reapply each time you need the funds.  

  • Competitive interest rates
  • Generous credit lines
  • Access funds as needed, or not at all
  • Interest only on what you use
  • Ideal to cover sudden expenses or unexpected opportunities
  • Use for inventory, materials, or seasonal working capital
  • Fixed or variable rate options available

You can also choose not to access the line of credit, but know it is there if you need it with no new paperwork. 

As a business owner, you understand separating your business expenses from your personal finances is a necessity. Now you can track and organize your spending with a dedicated credit card for your business. A Business Visa credit card from Azura will allow you to work more efficiently and enjoy the flexibility that your business needs. 

Business Visa Credit Card:

  • Variable Rates
  • No Annual Fees
  • Manage and control your business expenses
  • Get the flexibility to purchase on the go 
  • Get your staff the tools they need to get the job done 

Enjoy these unique benefits when you choose to open your business account with us.

Payment Options

  • Accept VISA, Mastercard and Discover credit and debit card payments through several different payment methods:
    • Smart Phone
    • Point of sale equipment
    • Online
    • Telephone 

Account Control

  • Directly debit accounts for payment and manage your own payroll and direct deposits.

Let us help connect your business. Ask Azura for current pricing and options.

Business Connect

Business Connect is your access tool for business online banking.

If you are ready to buy a building for your business, refinance an existing office location, or expand your business operations, then Azura is here to help. We offer business mortgage loans at competitive interest rates.

  • Competitive interest rates
  • Terms available up to 15 years, with the ability to amortize payments longer
  • Automatic payment options