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Business Loans

Business is good and we look forward to helping you grow yours! At Azura we are honored to be a part of the community and to help the local economy grow.  

We can go Above and Beyond Banking for your business with:

  • Locations across Northeast Kansas
  • An experienced business development department
  • Local decisions, local service
  • Business Services for payment options and processing
  • Loans for your different business needs 
  • Providing additional resources and programs to help support local business owners. 

To get started with the business lending program we suggest you start with a few things: 

 

 

Term loan options are classified into two categories: 

Intermediate Term Loans:

  • Loans are repaid in three years or less
  • Monthly installments; however, other payment frequencies are available.
  • Assets may be secured as collateral or an unsecured, signature loan option, is available. 
  • Ideal for financing:
    • Minor production equipment
    • Cash for operations
    • Computer and data equipment 

Extended Term Loans: 

  • Loans are repaid in terms ranging from 3-10 years.
  • Repayment is typically monthly or quarterly.
  • Assets are secured as collateral.
  • Fixed, balloon, and variable rate options are available.
  • Ideal for financing:
    • Major production equipment
    • Delivery vehicles
    • Purchases of existing businesses
    • Purchase machinery, equipment, furniture, fixtures, and leasehold improvement purchases
    • Add to long term working capital
    • Expand or modernize facilities
    • Purchase a vehicle or other business transportation

By setting up a pre-approved credit line for your business, you will have the business advantage of flexibility. Use money for occasional needs, short term opportunities, or for materials. With your Line of Credit, you only pay interest on what you use, not the entire amount. And, there’s no need to reapply each time you need the funds.  

  • Competitive interest rates
  • Generous credit lines
  • Access funds as needed, or not at all
  • Interest only on what you use
  • Ideal to cover sudden expenses or unexpected opportunities
  • Use for inventory, materials, or seasonal working capital
  • Fixed or variable rate options available

You can also choose not to access the line of credit, but know it is there if you need it with no new paperwork. 

As a business owner, you understand separating your business expenses from your personal finances is a necessity. Now you can track and organize your spending with a dedicated credit card for your business. A Business Visa credit card from Azura will allow you to work more efficiently and enjoy the flexibility that your business needs. 

Business Visa Credit Card:

  • Variable Rates
  • No Annual Fees
  • Manage and control your business expenses
  • Get the flexibility to purchase on the go 
  • Get your staff the tools they need to get the job done 

If you are ready to buy a building for your business, refinance an existing office location, or expand your business operations, then Azura is here to help. We offer business mortgage loans at competitive interest rates.

  • Competitive interest rates
  • Terms available up to 15 years, with the ability to amortize payments longer
  • Automatic payment options