This is home.

We have a wide range of mortgage loans to fit your needs.

  • Competitive, fixed rates
  • Up to 97% financing
  • Flexible terms, up to 30 years
  • Azura servicing options
  • Pre-approvals to determine your purchasing power
  • Online loan management
  • Convenient payment options, including: automatic (ACH), Bill Pay, mortgage service site, and in person at your local Azura branch
  • Currently Azura Credit Union does not participate in USDA, VA, or FHA lending

Get Preapproved Online

For more resources, visit our Calculator page or Ask Azura

The Choice is Yours

Every choice is the right choice when you choose Azura Rewards. 

  • Great Rate 
  • Earn Rewards 
  • No Annual Fee 
  • No Balance Transfer or Cash Advance Fees

Current Rewards Point Specials

 Earn 3x points on purchases made at Home Improvement Stores and Garden Centers.*

*Purchases at Home Improvement Stores and Garden Centers from April 1, 2019 to June 30, 2019 will earn 3x Rewards points. Points may be deducted from points balance if any purchases are returned for card credit. Cash advances, transfers, ATM transactions or PIN transactions do not qualify.


   View Rates   

  Apply Online 

 uChoose FAQ


Rewards You Choose

Earn 1 point for every $1 spent.*

Redeem points for your choice of:
Cash back: Redeem to be deposited in your Share account within three business days
Merchandise: Computers, TVs, Video Games, Home & Garden, Office Equipment, & More
Travel:  Flights, Resort Stays, Cruises & Rental Cars
Gift cards & Event Tickets: Restaurants, Gas Cards, Music, & More from Top Retail Stores

Want to earn even more? 

Earn Double Points on:

Local Perks Partners
Fuel Purchases

Monthly Surprises!

Supercharge your points!

Enjoy exciting opportunities
to earn even more points
with special offers! 


Register your new Rewards VISA credit card today! 


uChoose FAQ  Sign up for uChoose Rewards  Check My Points 

   View Rates   

  Apply Online 

 uChoose FAQ


Qualifying purchases include retail purchases. Points may be deducted from points balance if items are returned for card credit. Cash advances, transfers, ATM transactions or PIN transactions do not qualify.

All loan terms and conditions are with approved credit. Final approval is subject to our credit requirements, including verification of income and debts. Not all borrowers will qualify for the Azura Rewards Credit Card.

All Azura Rewards cardholders are eligible to enroll in uChoose Rewards. Restrictions may apply.

Not just any card.

Take advantage of the credit card that won't take advantage of you.

  • Low variable rate
  • Same low rate for all purchases, balance transfers and cash advances
  • No annual fees
  • No fees on balance transfers
  • No fees on cash advances
  • 25-day grace period on all purchases
  • Convenient local service
  • Online access and management
  • Accepted anywhere Visa is accepted
  • Free fraud monitoring with Falcon Fraud Protection

Lost or stolen card? Click here.

Apply at your local Azura branch, online or call us at 785-233-5556. 

Apply Now   View Rate


Make it Yours. Make it Azura. 

Our Construction Loans give you the flexibility and confidence to build your dream home. 

  • Competitive, fixed rate
  • Interest Only Payments during Construction
  • Up to 12 months to complete construction
  • Maximum loan to value is 85% of as-completed appraised value
  • Online loan management
  • Convenient payment options, including: automatic (ACH), Bill Pay, mortgage service site, and in person at your local Azura branch

Get Preapproved Online

For more resources, visit our Calculator page or Ask Azura

Whether you are in the market for a new or used vehicle, we can help.

With competitive rates and personal service, let's go!

View Auto Rates

Apply Online Today


Home Equity Loans provide you with the flexibility you need for life

  • Borrow money against the equity in your home
  • The proceeds can be used for a variety of reasons. Sure the basics like home repairs or upgrades, college tuition, debt consolidation - but even vacations, weddings, whatever you need for life 
  • Interest rates are typically lower than credit card rates
  • Apply in person or online - it's quick and easy!

Apply Online

Life Happens - We get that. 

Home Equity Loans are often referred to as a second mortgage, because it is secured against the value of the property - just like a traditional mortgage.  This type of loan is perfect for financing home improvements, medical expenses, vacations, education expenses, and debt consolidation.

Apply Online

Land Loans

  • Competitive, fixed rate
  • Maximum loan to value is 70% of appraised value or purchase price, whichever is less
  • Amortized payment over 15 year term
  • Appraisal required
  • Online loan management
  • Convenient payment options, including: automatic (ACH), Bill Pay, mortgage service site, and in person at your local Azura branch

Get Preapproved Online

For more resources, visit our Calculator page or Ask Azura

Gain peace of mind with our extra security protections.

Azura provides free enhanced fraud protection with EnFact Fraud Protection, an automated fraud detection service that monitors your credit card purchases.

To report fraudulent activity on your Azura Visa Credit Card, contact us immediately at the following numbers.

  • Normal business hours: Call Azura Credit Union at 1-800-432-2470
  • Evenings and weekends: Call EnFact Fraud Protection Service Center at 1-877-253-8964

To report a lost or stolen Azura Visa Credit Card, contact us immediately at 1-800-472-3272.

Would you consider yourself a boat person?

What about someone who spends their summer weekends in an RV at the lake? Maybe you want to cruise some trails on an ATV. With Azura’s Recreation loans, you can be whatever outdoor champion you choose to be! What are you waiting for?

  • Competitive rates
  • Finance up to 100% of value, including taxes, title, and tags
  • Generous terms
  • Pre-approval available
  • Personal, local service
  • Quick approvals
  • Easy to apply

View Personal Loan Rates

We offer financing for:

  • Boats
  • Motorcycles
  • Off-road vehicles
  • Motor homes
  • Campers and trailers
  • Jet skis
  • 4-wheelers
  • And more!

Apply Online

Life can be expensive, but we’re here to help.

Whether you have an unexpected medical expense, dream vacation planned or any other immediate need for extra funds, our signature loans can help.

  • Financing for most anything
  • Competitive rates
  • Terms up to 60 months
  • No collateral necessary
  • Personal service and local decisions
  • Quick approvals
  • Easy to apply

Apply Online

Exclusively for Azura Credit Union members like you.

Home Insurance Savings you've been looking for. Get a quote. Exclusively for credit union members.

TruStage™ Home Insurance Program

You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Home Insurance Program.

Working with carefully selected insurance partners, the TruStage Home Insurance Program can provide discounted rates for credit union members. You'll get quality coverage for your home: liability, personal possessions and additional living expenses. You'll also get the convenience of online servicing and 24/7 claims service.

If you haven't compared home insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage™ Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.



Say "hello" to one of the best kept secrets in financial tools. 

By utilizing a home equity line of credit (HELOC), you can choose when and how often to borrow against your property's equity.  Unlike traditional loans, with a HELOC, you only pay interest on what you use, not the entire amount.  Bonus - there is no need to reapply each time you need funds!

  • No origination fee
  • Competitive variable rates
  • Generous credit lines based on home’s value
  • Access funds as needed, or not at all
  • Interest charged only on what is used
  • Ideal to cover sudden expenses or unexpected opportunities
  • Pay it off and use it again
  • Easy to apply
  • View our helpful loan calculators

Apply Online

GAP Protection

For peace of mind on your new purchase, Azura offers GAP coverage. GAP coverage allows you to bridge the gap between what your insurance company awards you and what you still owe on the car if it’s totaled.

Get a Quote

Service Contracts

Does the thought of expensive car repairs keep you up at night? A factory warranty may not be enough, and major repairs often occur after the manufacturer’s warranty expires. Consider adding a service contract to your Azura car loan.

  • No deductibles
  • 24/7/365 Emergency roadside service
  • Car rental
  • Nationwide coverage
  • Convenient access to services via toll free number
  • Increase vehicle resale value

Get a Quote


Choose your dealer, choose your terms. 

Current Azurans that shop for a new or used car at one of the following dealerships will be able to finance with us at the dealership. Just tell the dealership’s business/finance manager you are an Azura member and you want your auto loan set up with us!


Capital City Nissan
1980 Southwest Topeka Boulevard Topeka KS 66612

Ed Bozarth Chevrolet, Buick, GMC
3731 Southwest Topeka Boulevard Topeka KS 66609

John Hoffer Chrysler Jeep Inc.
3220 Southwest Topeka Boulevard Topeka KS 66611

Laird Noller Ford
2245 South Topeka Blvd. Topeka KS 66611

Noller Lincoln Mercury
2946 S. Kansas Ave. Topeka KS 66611

Doug Richert Cadillac GMC
1900 S.W.Topeka Blvd. Topeka KS 66612

Sharp Honda
1818 S. Topeka Blvd. Topeka KS 66612

Northeast Kansas

Doug Richert Chevrolet Buick
306 New York Ave Holton KS 66436
(785) 364-3156

Holthaus Autohaus
720 W. Oak Fairview KS 66425

Atchison Auto Plaza
314 Woodlawn Atchison KS 66002

Southeast Kansas

Jay Hatfield Chevrolet Buick
200 S. East Ave. Columbus KS 66725

Jay Hatfield Chrysler Dodge Jeep Ram
1021 North Hwy 69 Frontenac KS 66763

Kansas City

Victory Dodge Chrysler Jeep Ram
1720 N. 100th Terrace Kansas City KS 66109

Victory Ford
1800 N. 100th Terrace Kansas City KS 66109

Oakes Auto, Inc.
5568 Merriam Dr. Merriam KS 66203

Zeck Ford
4501 S 4th St Leavenworth KS 66048


Crown Toyota, Volkswagen
3430 S. Iowa St. Lawrence KS 66046

Dale Willey Automotive
2480 Iowa St. Lawrence KS 66046

Laird Noller Automotive, Inc. 
935 W. 23rd St. Lawrence KS 66046

Laird Noller Hyundai
2829 Iowa St Lawrence KS 66047 

Lawrence Kia
1225 East 23rd Lawrence KS 66046

Fort Riley Area

Brown Chevrolet Buick
907 W 4th St Wamego KS 66547
(785) 456-1227

John Murdock Cadillac
600 McCall Road Manhattan KS 66502

Flint Hills Motors
7920 E. Hwy 24 Manhattan KS 66502

Flint Hills Ford
7920 E. Hwy 24 Manhattan KS 66502

Jim Clark Auto Center
911 Golden Belt Blvd. Junction City KS 66441

Dick Edwards Auto Plaza
375 Grant Ave. Junction City KS 66441

Glavan Ford of Clay Center
811 Fifth St. Clay Center KS 67432

If you are an automobile or recreational vehicle dealer interested in more information, contact us today!