Loans

Whether you are in the market for a new or used vehicle, we can help.

With competitive rates and personal service, let's go!

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Welcome Home with Azura.

We have a wide range of mortgage loans to fit your needs.

  • Competitive, fixed rates
  • Up to 97% financing
  • Flexible terms, up to 30 years
  • Azura servicing options
  • Pre-approvals to determine your purchasing power
  • Online loan management
  • Convenient payment options, including: automatic (ACH), Bill Pay, mortgage service site, and in person at your local Azura branch

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For more resources, visit our Calculator page or Ask Azura

Home Equity Loans provide you with the flexibility you need for life

  • Borrow money against the equity in your home
  • The proceeds can be used for a variety of reasons. Sure the basics like home repairs or upgrades, college tuition, debt consolidation - but even vacations, weddings, whatever you need for life 
  • Interest rates are typically lower than credit card rates
  • Apply in person or online - it's quick and easy!

Not just any card.


Take advantage of the credit card that won't take advantage of you.

  • Low variable rate
  • Same low rate for all purchases, balance transfers and cash advances
  • No annual fees
  • No fees on balance transfers
  • No fees on cash advances
  • 25-day grace period on all purchases
  • Convenient local service
  • Online access and management
  • Accepted anywhere Visa is accepted
  • Free fraud monitoring with Falcon Fraud Protection

Lost or stolen card? Click here.

Apply at your local Azura branch, online or call us at 785-233-5556. 

Apply Now

 

Gain peace of mind with our extra security protections.

Azura provides free enhanced fraud protection with Falcon Fraud Protection, an automated fraud detection service that monitors your credit card purchases.

To report fraudulent activity on your Azura Visa Credit Card, contact us immediately at the following numbers.

  • Normal business hours: Call Azura Credit Union at 1-800-432-2470
  • Evenings and weekends: Call Falcon Fraud Protection Service Center at 1-866-374-6975

To report a lost or stolen Azura Visa Credit Card, contact us immediately at 1-800-991-4965.

Life Happens - We get that. 

Home Equity Loans are often referred to as a second mortgage, because it is secured against the value of the property - just like a traditional mortgage.  This type of loan is perfect for financing home improvements, medical expenses, vacations, education expenses, and debt consolidation.

  • No origination fee
  • Competitive fixed rates
  • Generous credit lines based on home's value
  • Easy to apply
  • View our helpful loan calculators

Apply Now

Exclusively for Azura Credit Union members like you.
 


 

TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today by calling 1-855-483-2149 or clicking here.

The TruStage Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by Azura Credit Union and our member/owners.

  • Access convenient e*Service, pay your bill or make changes to your policy, even report a claim
  • Receive fast, easy access to claims service 24 hours a day
  • Obtain a free, no-obligation quote

Would you consider yourself a boat person?

What about someone who spends their summer weekends in an RV at the lake? Maybe you want to cruise some trails on an ATV. With Azura’s Recreation loans, you can be whatever outdoor champion you choose to be! What are you waiting for?

  • Competitive rates
  • Finance up to 100% of value, including taxes, title, and tags
  • Generous terms
  • Pre-approval available
  • Personal, local service
  • Quick approvals
  • Easy to apply

We offer financing for:

  • Boats
  • Motorcycles
  • Off-road vehicles
  • Motor homes
  • Campers and trailers
  • Jet skis
  • 4-wheelers
  • And more!

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GAP Protection

For peace of mind on your new purchase, Azura offers GAP coverage. GAP coverage allows you to bridge the gap between what your insurance company awards you and what you still owe on the car if it’s totaled.

Get a Quote

Service Contracts

Does the thought of expensive car repairs keep you up at night? A factory warranty may not be enough, and major repairs often occur after the manufacturer’s warranty expires. Consider adding a service contract to your Azura car loan.

  • No deductibles
  • 24/7/365 Emergency roadside service
  • Car rental
  • Nationwide coverage
  • Convenient access to services via toll free number
  • Increase vehicle resale value

Get a Quote

 

Say "hello" to one of the best kept secrets in financial tools. 

By utilizing a home equity line of credit (HELOC), you can choose when and how often to borrow against your property's equity.  Unlike traditional loans, with a HELOC, you only pay interest on what you use, not the entire amount.  Bonus - there is no need to reapply each time you need funds!

  • No origination fee
  • Competitive variable rates
  • Generous credit lines based on home’s value
  • Access funds as needed, or not at all
  • Interest charged only on what is used
  • Ideal to cover sudden expenses or unexpected opportunities
  • Pay it off and use it again
  • Easy to apply
  • View our helpful loan calculators

Apply Now

Life can be expensive, but we’re here to help.

Whether you have an unexpected medical expense, dream vacation planned or any other immediate need for extra funds, our signature loans can help.

  • Financing for most anything
  • Competitive rates
  • Terms up to 60 months
  • No collateral necessary
  • Personal service and local decisions
  • Quick approvals
  • Easy to apply

Apply Now

Choose your dealer, choose your terms. 

Current Azurans that shop for a new or used car at one of the following dealerships will be able to finance with us at the dealership. Just tell the dealership’s business/finance manager you are an Azura member and you want your auto loan set up with us!

Boyett Sales & Service -
300 US 75 Hwy; Holton, KS 66436 - 785-364-4200

Capital City Nissan -
3115 S Kansas Ave.; Topeka, KS 66611 - 785-267-6700

Dale Willey Automotive -
2840 S Iowa St.; Lawrence, KS  66046 - 785-727-1124

Dick Edwards Auto Plaza -
375 Grant Ave.; Junction City, KS 66441 - 785-238-5114

Doug Richert Cadillac -
1900 SW Topeka Blvd.; Topeka, KS 66612 - 785-231-1361

Ed Bozarth Chevrolet #1 Buick GMC -
3731 S Topeka Blvd.; Topeka, KS 66609 - 785-266-5151

Holthaus Autohaus -
720 W Oak; Fairview, KS  66425 - 785-467-3101

John Hoffer Chrysler Jeep -
3220 SW Topeka Blvd; Topeka, KS 66611 – 785-266-3333

Jim Clark Auto Center -
911 Goldenbelt Blvd.; Junction City, KS 66441 - 866-459-6817

Laird Noller Automotive -
935 W 23rd St.; Lawrence, KS 66046 - 785-393-7103

Laird Noller Topeka -
2245 SW Topeka Blvd.; Topeka, KS 66612 - 785-235-9211

Murdock Manhattan Chevrolet-Cadillac -
600 McCall Rd; Manhattan, KS 66502 – 785-776-1950

Sharp Honda -
1818 SW Topeka Blvd.; Topeka, KS 66612 - 877-447-3320

If you are an automobile or recreational vehicle dealer interested in more information, contact us today!