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Azura Privacy Policy

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FACTS

WHAT DOES AZURA CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us.

This information can include:

  • Social Security number and account balances
  • account transactions and credit history
  • payment history and transaction or loss history

When you are no longer our member, we continue to share your information as described in this notice.

How? All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Azura Credit Union chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does Azura Credit Union share?

Can you limit this sharing?

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes – information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes – information about your creditworthiness No We don't share
For our affiliates to market to you No  We don't share
For nonaffiliates to market to you Yes Yes

 

Questions? Call (785) 233-5556 or go to www.azuracu.com

What We Do 

How does Azura Credit Union
protect my personal
information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Azura Credit Union
collect my personal
information?

We collect your personal information, for example, when you

  • open an account or use your credit or debit card
  • apply for financing or provide account information
  • show us your driver's license

We also collect your personal information from others, such as credit bureaus,
affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your
  • creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

 

Definitions  

Affiliates

Companies related by common ownership or control. They can be financial and
nonfinancial companies.

Our affiliates include financial companies, such as Capitol CUSO and CU ATM
Network CUSO.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and
nonfinancial companies.

Nonaffiliates we share with can include insurance companies, government
agencies, plastic card processors (credit/debit/ATM), financial statement
publishers or printers, mailhouse, consumer reporting agencies, data processors,
and check/share draft providers.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

Our joint marketing partners include insurance companies.