Savings Bonds

Effective May 1, 2026, Azura Credit Union will no longer cash savings bonds.





Effective May 1, 2026, Azura Credit Union will no longer cash savings bonds. The redemption of savings bonds is a challenging, manual process with a risk for error and fraud. The safest and most efficient way for our members to manage and redeem their bonds is through the United States Treasury Department's official website TreasuryDirect.gov.

 


About TreasuryDirect

TreasuryDirect is an official website of the United States government and is operated by the United States Treasury Department. TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. The site also offers electronic sales and auctions of other U.S.-backed investments to the general public, financial professionals, and state and local governments. Your investments are backed by the full faith and credit of the United States government. 
 

With TreasuryDirect, you can process bonds anytime from a personal device. Simply create a TreasuryDirect account. The process is similar to opening a checking or savings account. Once your account is open, log in to buy, redeem and manage your investments.

 

Frequently Asked Questions

How can I cash my savings bond?

At treasurydirect.gov, you can create an account, convert paper bonds to digital bonds and request to redeem your bond digitally.
How quickly can I cash my savings bonds?  Processing times may vary. Bonds can be redeemed at treasurydirect.gov where processing times and/or delays are noted.
Do I have to manage my redeemed funds online? No. With a TreasuryDirect account, you can opt to send the funds from your redeemed bonds directly to your financial institution. 
Why TreasuryDirect.gov? 

There are several benefits to using the treasurydirect.gov website including:

  1. Online 24-hour access to manage bonds, without the need to keep track of the paper bonds.
  2. The website offers the ability to redeem bonds, in full or in part, seven days a week without leaving the comfort of their own home.
  3. Current values can be viewed at any time and there is no need to worry about lost bonds.
  4. Bonds can be transferred to other accounts and once they reach final maturity and are no longer earning interest, they will be paid automatically, and the proceeds deposited in their primary account.
  5. There is no limit on the value or number of savings bonds you can cash at one time as long as the bonds meet the requirements for cashing. 
How do I contact TreasuryDirect?

Toll-free: 844-284-2676 

Note: Beware of scammers, and carefully dial the correct numbers. Remember, TreasuryDirect charges no fees, nor do they offer gifts for working with our office.

 

Questions? 

We’re here to help. Contact Azura at 800-432-2470.