Agreements and Disclosures

Funds Availability Policy Change in Terms effective July 1, 2025

Your credit union wanted to notify you of a change in terms regarding Azura’s Funds Availability Policy to reflect the updates in government regulations and requirements. This change only applies to the availability of funds in transaction accounts. Our policy is to make funds from your cash and check deposits available to you on the same business day that we receive your deposit. In cases where we are not able to make all funds immediately available we have increased the next business day availability amount from $225 to $275. On a funds hold extended by an additional business day, the amount available to you has increased from $450 to $550. The amount available for withdrawal on exception holds has also increased from $5,525 to $6,725. Our full Funds Availability Policy is always available to you. See below for a downloadable version or call Azura at 800-432-2470 and we will send you an updated copy.