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Business Rates

Business accounts with flexible terms and more.

Business Savings and Checking Accounts

Effective Date: Sunday, April 14, 2024

Business Accounts

AccountRate

APYT

Savings0.30%0.30%
Forward Checking*0.15%0.15%

T APY = Annual Percentage Yield

*Earns dividends if balance is greater than $100

Business Account Fees

Effective Date: Sunday, April 14, 2024

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Business Money Market

Effective Date: Sunday, April 14, 2024

Business Money Market

TIERRATE

APYT

$0.00-$9,999.99 0.00%0.00%
$10,000-$49,999.99 0.70%0.70%
$50,000-$99,999.99 0.90%0.90%
$100,000-$249,999.99 1.20%1.21%
$250,000-$499,999.99 1.50%1.51%
$500,000+ 2.50%2.53%

T- Annual Percentage Yield

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Business Certificates

Effective Date: Sunday, April 14, 2024

Certificates

Rate

APYT

6 month3.00%3.04%
12 month3.80%3.87%
14 month Special**4.94%5.05%
24 month3.60%3.66%
30 month Bump Rate*3.93%4.01%
36 month3.40%3.45%
48 month3.50%3.56%
60 month3.60%3.66%

$500 minimum to open Share Certificate. Rates subject to change without notice. 

T - Annual Percentage Yield

*The Bump Rate Option allows a member to choose to “bump” their rate one time for the 30 month Share Certificate, if the current rate being offered is higher. Contact Azura Credit Union to activate the bump rate. Each 30 month term has one bump available. The 30 month Bump Rate Share Certificate will automatically renew as another 30 month Bump Rate Share Certificate, unless changes are made during the grace period. Early withdrawal penalty will reduce earnings on the account. Limited time offer. Rates subject to change without notice. 

**The 14 Month Special will automatically renew at a standard 12 month term upon maturity. Early withdrawal penalty will reduce earnings on the account. Limited time offer. Rates subject to change without notice. 

 

 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Business Visa Credit Card

Effective Date: Sunday, April 14, 2024

Business Visa Credit Card - Variable Rate

TYPERATE
Standard Rate 14.99%
Penalty Rate 18.99%

Subject to credit approval.

*APR=Annual Percentage Rate

Business Visa Disclosure

Business Visa Disclosure Table

Variable Rate for Purchases

14.99%, when you open your account, based on creditworthiness. Interest Rate will vary with the market based on the Prime Rate.

Variable Rate for Cash Advance14.99%, when you open your account, based on creditworthiness. Interest Rate will vary with the market based on the Prime Rate.
Variable Rate for Balance Transfers14.99%, when you open your account, based on creditworthiness. Interest Rate will vary with the market based on the Prime Rate. Interest charges will be calculated and will accrue according to the same method as purchases.
Penalty Rate18.99%, when you open your account, based on creditworthiness. Interest Rate will vary with the market based on the Prime Rate.
How to Avoid Paying Interest on PurchasesYour due date is at least 25 days after the close of each billing cycle. We will not charge you an interest on purchases if you pay your entire balance by the due date each month.
Minimum PaymentYour monthly payment will be 2.50% of your total new balance, or $20.00, whichever is greater plus outstanding unpaid fees and charges, all prior unpaid payments and any amount that exceeds your credit limit.

Business Visa Disclosure Fees

Transaction Fees
- Card Replacement Fee
- Statement Copy Fee
- Rush Fee
- Foreign Transaction Fee


$10.00
$3.00 per statement
$40.00
$2.00% of each transaction in U.S. Dollars

Penalty Fees
- Late Payment Fee
- Over the Limit Fee
- Returned Check Fee


$20.00
$20.00
$24.00

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Membership Benefits

At Azura, we are dedicated to innovative banking solutions. We give our members awesome benefits because we know when they succeed, the communities we serve succeed.
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