Savings and checking accounts with flexible terms and more.
Savings and Checking Accounts
Effective Date: Thursday, January 23, 2020
| Account | Rate | APY* |
|---|---|---|
| Savings Account | 0.20% | 0.20% |
| Above Checking | 0.10% | 0.10% |
| Beyond Checking | ||
| Bonus rate** (Balances up to $15,000.00) | 2.50% | 2.53% |
| 2nd Tier rate** (Balances over $15,000.00) | 0.25% | 0.25% |
| Base rate** (if requirements** are NOT met) | 0.10% | 0.10% |
*APY = Annual Percentage Yield.
**Bonus rate requirements per qualification cycle: receive e*statements, one (1) direct deposit or ACH, and 15 debit card transactions.
Money Market
Effective Date: Thursday, January 23, 2020
| Tier | Rate | APYT |
|---|---|---|
| $0.00-999.99 | 0.00% | 0.00% |
| $1,000-$9,999.99 | 0.30% | 0.30% |
| $10,000.00 - $24,999.99 | 0.40% | 0.40% |
| $25,000.00 - $49,999.99 | 0.60% | 0.60% |
| $50,000 - $99,999.99 | 0.80% | 0.80% |
| $100,000+ | 0.90% | 0.90% |
T - Annual Percentage Yield
Bump Rate 30 Month Certificate
Effective Date: Thursday, January 23, 2020
| Rate | APYT | |
|---|---|---|
| 30 month | 2.25% | 2.27% |
$500 Minimum deposit. The Bump Rate Option allows a member to choose to “bump” their rate one time for the 30 month Share Certificate, if the current rate being offered is higher. Contact Azura Credit Union to activate the bump rate. Each 30 month term has one bump available. The 30 month Bump Rate Share Certificate will automatically renew as another 30 month Bump Rate Share Certificate, unless changes are made during the grace period. Early withdrawal penalty will reduce earnings on the account. IRA funds are eligible.
T - Annual Percentage Yield
Certificates
Effective Date: Thursday, January 23, 2020
| Rate | APYT | |
|---|---|---|
| 6 month | 0.75% | 0.75% |
| 12 month | 1.25% | 1.26% |
| 24 month | 1.75% | 1.76% |
| 36 month | 2.00% | 2.02% |
| 48 month | 2.20% | 2.22% |
| 60 month | 2.40% | 2.43% |
$500 minimum to open Share Certificate
T - Annual Percentage Yield
IRA
Effective Date: Thursday, January 23, 2020
| Type | Rate | APYT |
|---|---|---|
| Share Account | 0.75% | 0.75% |
Balances over $100 earn dividends
APYT = Annual Percentage Yield.
IRA Certificate Rates
Share Certificates
| Rate | APYT | |
|---|---|---|
| 6 month | 0.75% | 0.75% |
| 12 month | 1.25% | 1.26% |
| 24 month | 1.75% | 1.76% |
| 36 month | 2.00% | 2.02% |
| 48 month | 2.20% | 2.22% |
| 60 month | 2.40% | 2.43% |
Health Savings Account (HSA)
Effective Date: Thursday, January 23, 2020
| Account | Rate | APY* |
|---|---|---|
| Share Account | 0.20% | 0.20% |
Balances over $100 earn dividends
*APY = Annual Percentage Yield.
Membership Benefits
Member Discounts
Financial Wellness
