Savings and checking accounts with flexible terms and more.
Savings and Checking Accounts
Effective Date: Monday, December 5, 2022
| Account | Rate | APY* |
|---|---|---|
| Savings Account | 0.30% | 0.30% |
| Above Checking | 0.15% | 0.15% |
*APY = Annual Percentage Yield.
Beyond Checking
| Beyond Checking Rates | Rate | APY* |
|---|---|---|
Bonus Rate Tiers** | ||
| Balance up to $15,000.00 | 3.00% | 3.04% |
| Balance over $15,000.00 | 0.50% | 0.50% |
Rate if requirements are not met** | ||
| Base rate on all balances | 0.10% | 0.10% |
*APY = Annual Percentage Yield.
**Bonus rate requirements per qualification cycle: receive e*statements, one (1) direct deposit or ACH, and 15 debit card transactions.
Money Market
Effective Date: Monday, December 5, 2022
| Tier | Rate | APYT |
|---|---|---|
| $0.00-999.99 | 0.00% | 0.00% |
| $1,000-$9,999.99 | 0.40% | 0.40% |
| $10,000.00 - $24,999.99 | 0.60% | 0.60% |
| $25,000.00 - $49,999.99 | 0.80% | 0.80% |
| $50,000 - $99,999.99 | 1.00% | 1.01% |
| $100,000+ | 1.20% | 1.210% |
T - Annual Percentage Yield
Certificates
Effective Date: Monday, December 5, 2022
| Rate | APYT | |
|---|---|---|
| 6 month | 1.00% | 1.00% |
| 12 month | 3.00% | 3.04% |
| 24 month | 2.00% | 2.02% |
| 30 month Bump Rate* | 3.33% | 3.38% |
| 36 month | 2.25% | 2.27% |
| 48 month | 2.50% | 2.53% |
| 60 month | 2.75% | 2.79% |
$500 minimum to open Share Certificate
T - Annual Percentage Yield
*The Bump Rate Option allows a member to choose to “bump” their rate one time for the 30 month Share Certificate, if the current rate being offered is higher. Contact Azura Credit Union to activate the bump rate. Each 30 month term has one bump available. The 30 month Bump Rate Share Certificate will automatically renew as another 30 month Bump Rate Share Certificate, unless changes are made during the grace period. Early withdrawal penalty will reduce earnings on the account.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
IRA
Effective Date: Monday, December 5, 2022
| Type | Rate | APYT |
|---|---|---|
| Share Account | 1.00% | 1.01% |
Balances over $100 earn dividends
APYT = Annual Percentage Yield.
IRA Certificate Rates
Share Certificates
Effective Date: Monday, December 5, 2022
| Rate | APYT | |
|---|---|---|
| 6 month | 1.00% | 1.00% |
| 12 month | 3.00% | 3.04% |
| 24 month | 2.00% | 2.02% |
| 30 month Bump Rate* | 3.33% | 3.38% |
| 36 month | 2.25% | 2.27% |
| 48 month | 2.50% | 2.53% |
| 60 month | 2.75% | 2.79% |
$500 minimum to open Share Certificate
T - Annual Percentage Yield
*The Bump Rate Option allows a member to choose to “bump” their rate one time for the 30 month Share Certificate, if the current rate being offered is higher. Contact Azura Credit Union to activate the bump rate. Each 30 month term has one bump available. The 30 month Bump Rate Share Certificate will automatically renew as another 30 month Bump Rate Share Certificate, unless changes are made during the grace period. Early withdrawal penalty will reduce earnings on the account.
Health Savings Account (HSA)
Effective Date: Monday, December 5, 2022
| Account | Rate | APY* |
|---|---|---|
| Share Account | 0.50% | 0.50% |
Balances over $100 earn dividends
*APY = Annual Percentage Yield.
Membership Benefits
Member Discounts
Financial Wellness
