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Personal Checking

Which Checking Account is Right for You?

Take a moment to think about how you like to bank. Are you looking for a simple, straightforward option with no fees? Or are you looking for an account designed to put your money to work and earn dividends? Explore our options below to choose an account that works best for you.


Carefree Checking

No monthly fees.
No minimum balance required.
No worries.

Above Checking

Earn interest.
A checking above your expectations.

Beyond Checking

Earn a great bonus rate with
our highest yielding checking account.

Still not sure? Easily compare our checking accounts below!


Checking Comparison Table

Carefree Checking


Above Checking


Beyond Checking


BENEFITSNo minimum balance

Earn interest on balances over $100

$12 of ATM surcharge fees refunded per month

YES, on balances over $100

YES, BONUS interest rate

  • At least 15 debit card transactions > $5
  • One Direct Deposit or ACH per statement
  • Account receives e*statements
MONTHLY SERVICE CHARGENone$5 fee waived, if monthly qualifications are met$5 fee waived, if monthly qualifications are met


Early Pay

With direct deposit, you can get paid up to two days early.* Eliminate the risk of losing paper checks or needing to visit a branch to deposit.  (Early availability based on payer's payment instruction.)

instant issue

Print your debit card immediately at one of our full-service branches. Enjoy a quick turnaround and no waiting.

Community Impact Card

Each time members make a purchase using their Community Impact Card, the credit union donates five cents to the participating charity of choice.


Take your checking account with you anytime, anywhere. Enjoy mobile deposit, digital wallet, Money Management and more! 

24/7 self-serve access

You can deposit cash and checks 24/7 through the self-serve function at our innovative ITMs.


Enjoy our many branch locations and wide network of over 30,000 ATMs to access your cash wherever you are.


Virtually any transaction that is completed at a teller line can be completed at an ITM during branch hours with a video teller.


Our debit cards are here for your at no additional charge, as well as enhanced security with an EMV Chip and fraud protection.

make it your own!

We recognize that each Azura member is unique and we want to give you the option to personalize your debit card to fit who you are! Customize your Visa Debit Card today.

What else would you like to know more about?

You Swipe. We give.

Support fantastic local non-profits with a Community Impact Debit card! Each time you make a purchase with your card, we donate 5 cents to your selected participating charity or choice.

Is your money working hard for you?

Find out why our Money Market account may be the best way to earn interest at a higher rate than a traditional savings and still have easy access to your cash.