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Fixed Rate Home Loan

Purchase Your Home with Azura

Chances are, whether you're looking to buy your first home or upgrade to something bigger, purchasing a new home is exciting and the process of financing it is now faster and easier than ever before.  

At Azura, we offer competitive rates, local service and flexible terms to fit your needs.

 

Get Pre-Approved

Home Loan Estimation Calculator

Learn More About the Home Loan Process

Discover the Benefits

Overwhelmed by your options? You don't have to be. Fixed rate home loans are simple and are among the most popular loans for a reason. 

Competitive, Fixed Rates

Enjoy the security of knowing your interest rate will not change.

Up to 97% Financing

Your first home is a big step, but it doesn't have to be a scary one. 

Flexible Terms

Fixed rate home loans come in various terms such as 10,15,20 or 30 years.

Budget Friendly

Your monthly payment stays the same unless taxes or insurance rises. This predictability makes it easy to plan your budget!

Services:

  • Pre-approvals to determine your purchasing power
  • Online loan management
  • Convenient payment options, including: automatic (ACH), Bill Pay, home loan service site, and in person at your local Azura branch

 Note: Currently Azura Credit Union does not participate in USDA, VA, or FHA lending

Simply apply online to start your home buying journey. We're ready to help you pave the way!

 

Apply Today

The Home Loan Process

Buying a home has never been easier. We've streamlined and updated the entire home loan process to bring you a faster, more technologically advanced way to finance your home. 

  • Rates and Options. If you want to preview loan options, visit our Rates Calculators to receive a variety of up-to-date loan rates and options before you start the application.
  • Pre-Approval & Application. In most cases, the pre-approval process is quick and easy. Please note - the information you provide on your application must be verified in the following steps to finalize the approval and underwriting process.
  • Financial Verifications. We'll verify your information with documentation to confirm assets and income. 
  • Final loan approval. This step involves underwriting your new home. Once we've reviewed this information, we will give you a final approval then ready your loan for closing.
  • Closing! With final loan approval, we'll prepare the loan documents for you to sign and send them to an escrow company for signing. Once we receive the signed loan documents, we'll transfer the money to the escrow company. They will then disburse the loan and record the documents.

Your Dream Home Is Waiting

Ready to start? To apply for your easy online loan in as little as 15 minutes, all you have to do is answer some questions about yourself, your property, and your finances. 

Apply Today


Calculate a Mortgage Payment

Membership Benefits

At Azura, we are dedicated to innovative banking solutions. We give our members awesome benefits because we know when they succeed, the communities we serve succeed.

Meet your all day, every day card

Earn $200 bonus cash when you make $3,000 in purchases in the first 90 days!*

Let's Do This Together

We know achieving financial success is easier when you have a financial partner who goes above and beyond traditional banking. 
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