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Fixed Rate Home Loan

Purchase Your home with Azura

Chances are, whether you're looking to buy your first home or upgrade to something bigger, purchasing a new home is exciting and the process of financing it is now faster and easier than ever before.  

At Azura, we offer the competitive fixed rates, local service and flexible terms to fit your needs.

 

Get Pre-Approved

Home Loan Estimation Calculator

Learn More About the Home Loan Process

Discover the Benefits

Overwhelmed by your options? You don't have to be. Fixed rate home loans are simple and are among the most popular loans for a reason. 

Competitive, Fixed Rates

Enjoy the security of knowing your interest rate will not change.

Up to 97% Financing

Your first home is a big step, but it doesn't have to be a scary one. 

Flexible Terms

Fixed rate home loans come in various terms such as 10,15,20 or 30 years.

Budget Friendly

Your monthly payment stays the same unless taxes or insurance rises. This predictability makes it easy to plan your budget!

Services:

  • Pre-approvals to determine your purchasing power
  • Online loan management
  • Convenient payment options, including: automatic (ACH), Bill Pay, home loan service site, and in person at your local Azura branch

 Note: Currently Azura Credit Union does not participate in USDA, VA, or FHA lending

Simply apply online to start your home buying journey. We're ready to help you pave the way!

 

Apply Today

The Home Loan Process

Buying a home has never been easier. We've streamlined and updated the entire home loan process to bring you a faster, more technologically advanced way to finance your home. 

  • You'll answer some questions online in the Home Loan Center and we'll provide a variety of loan options for you to choose from so you can apply.
  • In many cases, we can immediately credit-approve your loan request based on your income and debts. It is, however, legally subject to underwriting the home you are financing and verification of the information you've provided us on your application.
  • When we process your loan we'll verify your information with documentation to verify assets and income. 
  • Final loan approval involves underwriting your new home. Once we've reviewed this information, we will give you a final approval, and then ready your loan for closing.
  • With final loan approval, we'll prepare the loan documents for you to sign and send them to an escrow company for signing. Once we receive the signed documents, we'll transfer the money to the escrow company and they will disburse the loan and record the documents.

    Start your journey to a new home today!

Your Dream Home Is Waiting

Ready to start? To apply for your easy online loan in as little as 15 minutes, all you have to do is answer a few simple questions about yourself, your property, and your income, debts, and assets. 

Apply Today


Calculate a Mortgage Payment

Membership Benefits

At Azura, we are dedicated to innovative banking solutions. We give our members awesome benefits because we know when they succeed, the communities we serve succeed.

Meet your all day, every day card

Earn $200 bonus cash when you make $3,000 in purchases in the first 90 days!*

Let's Do This Together

We know achieving financial success is easier when you have a financial partner who goes above and beyond traditional banking. 
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