Our Beyond Checking account offers the ideal combination of easy access to your money with the earning potential of a savings account, so take advantage of our 4.07% APY* bonus rate today - one of the best in the industry!
Are you ready to go Beyond traditional checking?
With a Beyond Checking account at Azura, you can earn up to $600 per year!+
Our Beyond Checking Includes:
Competitive Rates
ATM Reimbursement
Early Pay
*Early availability based on payer's payment instruction.
Instant Issue
COMMUNITY IMPACT CARD
Online & Mobile Banking
24/7 Self-Serve Access
Easy Access
ITM Video Teller
Visa Debit Cards
MAKE IT YOUR OWN!
Open Your Beyond Checking Account Today
Minimum $25 to open
Bonus Rate Requirements
- 15 debit card transactions with a minimum amount of $5 each per month
- At least one Direct Deposit or ACH a month
- Sign up and receive monthly E*Statements
$5 monthly fee is waived and Bonus Rate is paid when requirements are met. $12 in ATM surcharges refunded monthly if requirements are met.
Beyond Checking Rates
Effective Date: Friday, April 26, 2024
Beyond Checking Rates | Rate | APY* |
---|---|---|
Bonus Rate Tiers** | ||
Balance up to $15,000.00 | 4.00% | 4.07% |
Balance over $15,000.00 | 0.50% | 0.50% |
Rate if requirements are not met** | ||
Base rate on all balances | 0.10% | 0.10% |
*APY = Annual Percentage Yield. Rate may change after the account is opened. Fees could reduce earnings.
**Bonus rate requirements per qualification cycle: receive e*statements, one (1) direct deposit or ACH, and 15 debit card transactions of at least $5.00 each that post and clear your account. If you do not meet the monthly qualifications, you will be charged a $5 service fee as stated in the Fee Schedule and you will not qualify for ATM surcharge refunds. The monthly qualification cycle is defined as the calendar month. The Beyond Checking account is a tiered rate account. If you meet the minimum qualification requirements during the monthly qualification cycle, you will earn the first dividend rate and annual percentage yield listed for this account in the Rate Schedule on balances of $15,000.00 or less. You will also earn the second dividend rate and range of annual percentage yields listed for this account on balances over $15,000.00. If you do not meet all of the minimum qualification requirements during the monthly qualification cycle for the Beyond Checking account, the third dividend rate and annual percentage yield listed in the Rate Schedule will apply to the entire balance of your Beyond Checking account. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. For all earning accounts, dividends will begin to accrue on noncash deposits (e.g. checks) on the business day you make the deposit to your account. For Beyond Checking accounts, if you close your account before accrued dividends are credited, you will not receive the the accrued dividends. The dividend period begins on the first calendar day of the period and ends on the last calendar day of the period.
+$600 projected earnings is based off of the maximum dividends that can be earned on a balances of up to $15,000 over a 12 month period. 4% x $15,000 = $600