Guided Wealth Portfolios
Easy Online Investing with the Guidance of a Financial Advisor
An innovative way to invest for your future with a low starting minimum and low-cost, exchange-traded funds (ETFs).
Guided Wealth Portfolios
Guided Wealth Portfolios (GWP) is an innovative way to invest for your future, whether you want to invest for retirement or a major purchase—or simply want to get your money in the markets so it’s not sitting idle. Through the GWP investment platform, you get our experience and expertise with the added convenience and transparency of a digital solution where you can view and update your accounts at any time.
While other digital investing solutions also offer online management, most don’t include a direct personal relationship with a financial advisor—unless you have a substantial amount to invest. GWP provides you with an advisor dedicated to you and your goals for only $5,000* to start.
With GWP, you’re in the driver’s seat. Your invest-allocation track is based on your risk preferences, goals and the time frame you hope to achieve them. You have the ability to review and adjust them at any time. You’ll receive updates on market conditions and your advisor will review your investment to ensure your account continues to reflect your needs.
What You'll Get
With Guided Wealth Portfolios, you get a diversified portfolio personalized for you and your individual investment goals. Guided Wealth Portfolios is an innovative way to invest for your future, whether you want to invest for retirement or a major purchase like a new home—or simply want to get your money in the markets so it’s not sitting idle. You’ll also build a personal relationship with our financial advisor team and engage with a personalized, online dashboard that shows you how your account is doing along the way.
By investing with us, you’ll enjoy:
- Financial advice. Your advisor will review your allocation to make sure its right for you, and they are available anytime you have a question about your account and strategy.
- Portfolio design. LPL Research, an experienced money manager, chooses the investments for GWP’s portfolio models.
- Consistent monitoring. Your portfolio is rebalanced annually to keep it on track as markets move.
- Tax-loss harvesting. Your accounts will benefit from quarterly reviews for tax-loss opportunities.
To see if Guided Wealth Portfolios could be the right investing solution for you, click on the link below, where you can answer a few brief questions about your goals and receive a personalized proposal.
How It Works
To receive your personalized proposal and start investing for tomorrow today, visit our online investing portal now! You’ll enter your email, answer a few questions about your goals and risk preferences to help us understand what you hope to achieve with your GWP Investment account. After you review your proposal, you can choose to open and fund your account, then let GWP do the rest!
Work with someone you know!
Meet Cody Fredrickson, a dedicated career professional carefully selected and trained to serve credit union members. Born and raised in the Kansas City area, Cody has a genuine love for the Midwest and everything it has to offer.
After graduating from the University of Missouri in 1994, Cody began his career of helping people pursue their financial goals. In 2014, he received The American College’s Retirement Income Certified Professional (RICP) designation which recognizes an individual’s commitment to continuing education in the area of retirement planning.
An investment in Exchange Traded Funds (ETF), structured as a mutual fund or unit investment trust, involves the risk of losing money and should be considered as part of an overall program, not a complete investment program. An investment in ETFs involves additional risks such as non-diversification, price volatility, competitive industry pressure, international political and economic developments, possible trading halts, and index tracking errors.
*Accounts under $10,000 have a $20 annual fee.
Guided Wealth Portfolios (GWP) is a centrally managed investment program sponsored by LPL Financial LLC (LPL). GWP generates investment recommendations based upon model portfolios constructed by LPL. If you are receiving advisory services in GWP from a separately registered investment advisor firm other than LPL, LPL is not an affiliate of such advisor. LPL investment advisors are registered with the U.S. Securities and Exchange Commission, and LPL is also a Member FINRA/SIPC.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
The tax-loss harvesting and other tax strategies discussed should not be interpreted as tax advice and there is no representation that such strategies will result in any particular tax consequence. Clients should consult with their personal tax advisors regarding the tax consequences of investing. LPL Financial does not provide tax advice.
Rebalancing a portfolio may cause investors to incur tax liabilities and does not assure a profit or protect against a loss.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Azura Credit Union and Azura Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Azura Wealth Management, and may also be employees of Azura Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Azura Credit Union and Azura Wealth Management. Securities and insurance offered through LPL or its affiliates are: Your Credit Union provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.